In the opening chapter of her first book, Laura Whateley stresses heavily that she is not a financial advisor. She is, however, an award-winning journalist for The Times, The Sunday Times, The Guardian, The Observer and more. After just one chapter, I reckon this is some of the best financial advice I’ve ever had.
It’s possible that I’ve already had much of this advice given to me. But what Laura does, that others before her have been unable to do, is clearly explain important money matters, and combine it with actionable advice. I swapped feeling confused and bemused for informed and empowered to take control of my finances – perhaps once and for all.
The book covers practical money matters like credit cards, overdrafts, student loans, housing (renting or buying), car finance, stocks and shares, paying off debt, and pensions. You’ll learn how to do daunting things like improve your credit score, get a mortgage and – wait for it – budget.
And as for trickier, more emotional money matters that really matter, like ethical investments, money and mental health and even money and love, Laura delves right into those too, with great understanding and empathy-led advice.
The book is dissected into clear chapters and helpful headers. This means you can dip in and out of the book as you please – moving backwards or forwards to and from what’s relevant to you and your financial woes, with little pointers to pages that might be what you need instead.
During one of my dips in, I dipped out of the book and onto my phone to cancel an unnecessary £6.99-a-month coffee subscription. Instead, I set up a standing order to invest that same amount in my Moneybox stocks and shares account. Boom.
So if you’re a 20-something (and beyond) user of money, buy this book, read this book and keep this book in a place where you can always refer back to it. It should be stuck in the drawer of every bedside table in every hotel across the land – as the new, modern day millennial bible. And guess what, the cover even looks like a Monzo card, and you can’t get more millennial than that, can you?
You can buy this brilliant book for the ludicrously good value of £5.75 here. Cheaper than a G&T in London and definitely a better investment.